Where to Buy Used Cars In Nigeria

Where to Buy Used Cars In Nigeria
– Last year we anticipated that global vehicle sales would be challenged and that was just what happened, following global passenger vehicle sales limping to a out of the ordinary mass of just more than 400,000 units in 2018. We had all our chips upon the unstoppable rise of mobility services and, by year end, the summit 5 ride-hailing companiesUber, Lyft, DiDi, Grab and Go-Jekwere estimated to be worth higher than $230 billion.

We as a consequence predicted that value bonus services in automotive retail would be huge. So, upon the one hand, software technology companies made other inroads into the automotive industry through services afterward usage-based insurance, other finance and leasing services, and united car services while, on the other, automotive companies kept their customers engaged and satisfied through expanded and enhanced after sales facilities and solutions. Where to Buy Used Cars In Nigeria
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A Year Of Wows And Woes

This year, I believe, will be a fascination of wows and woes. Automotive technologies will be fresh, risk-taking and advocate but the uncertainties caused by Brexit, the associated States-Mexico-Canada appointment (USMCA) and China taking its foot off the addition accelerator will threaten to throw a spoke in the wheel. Were likely to look the drop of an automotive giant, the (near) eradication of a car segment that has long defined the popular vision of the automotive industry, a windfall for the titans of extra mobility, and much, much more technology-driven disruption.

Internet Of Things (IoT) And AI Unleash Transformation: IoT and AI technologies will continue to rearrange the automotive sector, driving unprecedented transformations across vehicle and device connectivity, autonomous driving, electric powertrains, and shared mobility. Think of your vehicle becoming a mini-office in imitation of your in-vehicle personal digital co-conspirator making the driving experience safer, more productive, and less fraught.

China Takes A Tumble: After a decade of sales growth, the Chinese automotive juggernaut finally stumbled, past the passenger vehicle spread around declining in 2018. Expect a slowing economy, the growing uptake of shared mobility modes, the continued popularity of public transportation, and an increasingly saturated SUV make public to cut the wings of the Chinese dragon.

Ride-hailing IPOs Go Supersize: Expect some mega blockbuster ride-hailing IPOs in 2019. among the huge names set to hit the public shout out are Uber, Lyft and DiDi, bearing in mind valuations beating those of well-established car companies who have been building cars for beyond 75 years.

The forward-looking Of Mobility Is Multimodal: Public private partnerships, reinforced by big Data and data analytics, will gift resource-efficient, flexible and on-demand multimodal mobility solutions. This will dovetail subsequent to additional policy initiatives aimed at promoting streamlined and sustainable urban transportation. At the thesame time, expect more white label journey planning apps for B2B and travellers. Where to Buy Used Cars In Nigeria
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A aligned tone taking into consideration Features on Demand: A similar vehicle ecosystem is closer than we imagine. From powertrains and open-minded driver recommendation systems to amalgamated services and intellectual interiors, cars are becoming more related both internally and externally. thing modelsranging from freemium where united features are offered either as a demo, charged one off or are subscription based to unexpected and long term subscriptions subsequent to one time, monthly and twelve-monthly payment modelswill proceed to keeping pace behind this deeply networked and connected environment. Just check out Audis new eTron initiation strategy of offering an lacarte menu of options where you can purchase connected car features upon demand.

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The Vehicle As Marketplace: Bask in your own tiny (automotive) marketplace. From the comfort of your car, permission a combine host of on-demand contextual facilities ranging from fuel and parking, food ordering and payments, restaurant reservations, hotel bookings, navigation, alerts upon offers from your preferred dealership and suggestion upon linked brands and necessary offers.

Autonomous Shuttles And Taxis Zoom Closer To Reality: Forget all those sci fi films. The day is not far-off subsequent to youll be hopping into an autonomous shuttle or a self-flying cab in the genuine world. Car manufacturers, mobility serve providers and autonomous technology companies are crossly pushing to be the first to debut their vision of autonomous shared transportation.

But back that, watch out for the convergence of connected, autonomous, safety and electric technologies as they make three essential platformselectric, digital, and electronicthat will form the building blocks for autonomous vehicle development. Amidst widespread fiddle with in vehicle systems and architecture, get ready for enlarged diagnostics and vehicle health monitoring, streamlined electrical knack systems, redundant braking and steering systems, enhanced ease of use, bigger human robot interface (HMI) and infotainment features, unconventional cybersecurity modules and the growing redundancy of electronic manage units (ECUs).

Electric Vehicles Are Charged And Ready To Go: More than 270 ambitious start-ups are revving happening the electric vehicle (EV) industry. Stricter emissions regulations will be accompanied by a flurry of extra model launches. Tesla better scramble because on the anvil are more than 43 declared model launches25 battery EVs (BEVs) and 18 plug-in hybrid EVs (PHEVs)in 2019. Gear going on for electric mobility options to become more pervasive in ride-sharing and micro-mobility solutions. Global xEV sales are received to add 38% higher than 2018 to achieve 6.67 million units. Where to Buy Used Cars In Nigeria
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Despite addition in EV and hybrid vehicles, dont supplement out petrol powertrains just yet. Advances in petrol engine technology will further undertaking already beleaguered diesel powertrains but will further the transition to every second fuels.

And finally, charging technologies will create a quick dash to catch happening taking into consideration advances in EV technologies. while BEVs will imitate toward 350kW+ DC charging, PHEVs will begin 50kW+ DC charging. As whole Charging System (CCS+) technology becomes standard, fast charging EV charging stations will become as convenient to use as your local gas station.

Vehicle Subscription facilities Are Here To Stay: Thanks to millennials and Gen Zers who are received to emerge as their biggest customers, and the rising preference for right of entry to, rather than ownership of, a vehicle, subscription facilities are ready to explode. more than 16.3 million new and used vehicles are conventional to be part of the vehicle subscription universe by 2025.

Gen Zers Become The Key Influencers: As Gen Z comes into its own, OEMs will depart from standard vehicle features, design and capabilities to hug a new, Gen Z inflected idiom that meets their unique demands.

Automakers Scramble To settlement like Fallout Of Trade Deals

The automotive industry will need to brace for a rasping ride in 2019. further vehicle sales in emerging markets subsequently Thailand, Turkey and Slovakia are projected to end slightly this year due to rising vehicle costs, and cannibalization by public transportation and new mobility alternatives. This will be offset by out of the ordinary bump in additional car sales in new emerging markets such as India, Brazil and Mexico.

Overall, Latin America will be the savior upon wheels, pushed principally by a resurgent Brazil. strong GDP growth, hermetic sales, particularly in the SUV segment, and policy impetus through Rota 2030, a increase and modernization strategy targeting the countrys automotive sector, are set to make 2019 a standout year for the Brazilian automotive industry.

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In less uplifting news, Brexit, USMCA and the US-China trade engagement will continue to cast dark shadows on the automotive industry. extra vehicle production and sales are received to experience setbacks. As the industry tries to ride out this difficult year, expect to see more alliances in the company of automakers and attractive after sales offerings to lure consumers.

Where to Buy Used Cars In Nigeria

every car owner must buy a third party car insurance policy to ensure proper sponsorship adjoining unnecessary expenses arising from the medical treatment, property damage or a financial loss, accidental or legitimate responsibility from the end of a third party. Various reputed insurance providers in the country have arrive speak to in the manner of practicing third-party insurance plans to have the funds for coverage to individuals neighboring such incidents.

What is Third-Party Car Insurance?

In easy words, it is an insurance policy that protects you from true liabilities, which may arise in war of an accident. Suppose you hit someones car and caused them argumentative damages. In that case, your insurer will bear the expenses and/or liabilities arising from such an eventuality.

Third-Party Car Insurance Policy is Mandatory in India

Yes, it is genuine that third-party car insurance is mandatory in India. taking into account you buy a supplementary car, it is mandatory for you to buy a car insurance plot too. According to the Motor Vehicle Act, 1988, if you are driving a car on Indian roads without a valid insurance plan, after that you may tilt supreme true issues. So, the best event is to avail at least a third-party insurance plan for your car.

What is Included in a Third-Party Car Insurance Plan?

Now, you must be thinking not quite the inclusions in third-party car insurance. under a third-party policy, the insurer covers the liabilities, in dogfight the policyholder is blamed for any slur or loss to a third party.

The insured person is termed as first party, the insurer or the insurance provider is termed as second party, and the person who is upset is considered as third party.

When you buy a car insurance plan, remember to compare multiple plans online. To know the inclusions of third-party insurance in details, lets have a thorough see at the coverage offered by this policy:

Property Damage: In engagement you have caused harsh damage to the property of a third party in an unfortunate accident, then you dont need to cause problems virtually the expense arising from the mishap. Third-party insurance ensures that the insurer will pay for the damages to the third-party. Thus, the insured can safely step out of the complicated situations of accidents.

Death: If you are functioning in an accident, which leads to the death of a third party, after that you are solely held responsible for the unfortunate loss that nothing can create in the works for. In such cases, you reach not have to worry, as your insurer has got your back. Whenever there is a death situation, the claims are judged as per the court tribunals. The court determines the recompense as per the repercussion of unfortunate loss and earning skill of the third party.

Partial and long-lasting Disability: Sometimes, accidents lead to disability. If the third party is subjected to partial disablement once fractures and other disablements, which can be recovered in the same way as time, next the insurer offers critical coverage in terms of medical expenses to the affected individual(s). But, if the third party is subjected to surviving disablement, subsequently the insurer offers a pre-assured total to the third party.

Bodily Injuries: No thing how intense the injuries of a third party are, medical coverage is offered for all types of living thing injuries. Reputed insurance companies comprehend that the accidents are caused regrettably and these deeds cannot be controlled. Thus, insurers effectively abbreviate the highlight of the insured by offering them the financial support Where to Buy Used Cars In Nigeria
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So, these are the bolster included in third-party insurance. The above coverage offers great support to the insured during accidents or additional inconveniences. However, this is just the tip of the iceberg. You can entrance our previously published article to know more more or less give support to of third-party insurance. Regardless, here are a few benefits:

What more does Third-party Car Insurance Cover?

Financial and true Assistance: After availing third-party insurance for your car, you pull off not dependence to cause problems roughly those legal issues associated following accidents.

Remember, a third-party insurance policy defends you securely in deed of accidents. You will not be subjected to any of those court tribunals if you have got a legal third-party car insurance policy. Apart from that, this policy covers you for expenses joined subsequently the recovery of the loss of a third party.

Cost-Effectiveness: If you think, third-party insurance policies are costly, you are wrong. Look, the insurance premiums are specifically expected as per the comfort of every categories of vehicle owners. The premium you have to pay is topic to the model and engine capability of your vehicle As compared to a cumulative car insurance policy, the premiums of a third-party insurance policy is quite low.

Online Procurement Procedures: To buy a third-party insurance plot for your car, you pull off not infatuation to visit the attributed premises of any insurer, as insurance plans can be availed online. Insurance companies have dedicated web-based insurance portals to ensure proper plans to the vehicle owners. You can clearly log in, browse insurance plans and can choose the best one according to your requirements. Where to Buy Used Cars In Nigeria
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Recommendations for Third-Party Car Insurance Policy Companies
At present, there are correspondingly many companies that manage to pay for car insurance policies. It is intensely recommended to avail services forlorn from reputed companies. Or else, your allowance will be wasted. To avoid confusion while buying a car insurance policy, here we have mentioned some reputed insurance companies and their services. You compulsion to compare car insurance policies offered by these assist providers and should choose accordingly:

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Bajaj Allianz General Insurance Co. Ltd.: Bajaj Allianz is termed as the most customer-friendly insurance company in India, as it greatly aims to satisfy the customers with its feature-rich policies and cashless claim settlements. Apart from that, it offers door-step surveyor capability to condense the doubts of car owners. You can easily purchase Bajaj Allianz car insurance through online EMIs. It has tied in the works gone more than 1500 garages and consequently ensures cashless settlements without any hassle.

TATA AIG General Insurance Co. Ltd.: This insurance give support to provider is known for its hassle-free claims and services. You will find the network garages of TATA AIG all higher than India. Again, because of experienced allegation settlers, it manages to fall in with the claims within seven days only. To complement the effectiveness of insurance policies, TATA AIG offers unique embellishments past its car insurance plans. It offers a warranty on every repairing. Thus, there is no compulsion to distress virtually supplementary servicing.

The Oriental Insurance Co. Ltd.: This insurance company is owned by the Central dispensation of India. Thus, it is termed as one of the most well-behaved insurance firms in the country. Apart from that, Oriental Insurance is intensely known for its fast claim agreement procedure and tall affirmation concurrence ratio. Indeed, you dont compulsion to bother roughly your claim. You can directly interact in imitation of the affirmation settlers and can expose your issues. Oriental car insurance moreover offers valuable accompaniments to the third-party insurance plans.

Bharti AXA Insurance: If you compare car insurance policies in India, chances are high that you find Bharti AXA car insurance offering policies at the lowest premiums. This is the main excuse why car owners greatly appreciate the services of Bharti AXA. Apart from that, it offers indispensable inclusions once the policies, which are beautiful valuable for vehicle owners. It has 2500 + network garages across India fittingly that you realize not tilt any difficulties at the era of claims.

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HDFC ERGO General Insurance Co. Ltd.: The insurance policies of HDFC ERGO car insurance are specifically designed as per the requirements of customers. The main empathy of this insurance utility provider is that it offers special discounts based on the age and profession of the first party. Again, you reach not compulsion to bother about the typical documentation energetic in the same way as an insurance policy, as the online procedure ensures zero documentation. For the ease of access of its customers, it has arranged a dedicated customer retain team.

There are many additional insurance support providers in India, which pay for car insurance policies. You obsession to compare car insurance policies keenly to ensure the best for yourself. So, begin your communication like the executives of reputed insurance providers today and grab more and more guidance around third-party Car insurance policy.

How a Zero-Dep Car Insurance Policy {help|assist|support|abet|give support to|minister to|relieve|serve|sustain|facilitate|promote|encourage|further|advance|foster|bolster|assistance|help|support|relief|benefits|encouragement|service|utility You during Claims?

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he value of a car gets reduced the moment you resign yourself to it out of the showroom. Furthermore, this value will save reducing overtime. This gradual dwindling in the announce value of a car is called Depreciation. Depreciation, basically, is a halt in the value of an intention taking into consideration time. Which is why, after buying a car, its value starts decreasing.

The depreciation value is not directly associated subsequent to the car; it is joined next interchange non-durable materials subsequently metal, plastic, glass, fiber, and others. Again, for every material, there is a substitute depreciation rate. Thus, estimating the rate of degradation of these materials reflects the overall depreciation of a car.

Depreciation value of a car is taken into consideration bearing in mind you file an insurance claim. The insurer analyses the broken sustained by the car and accordingly determines a depreciation value. Even after best car insurance policy from a reputed insurance support provider, you will yet have to direction the depreciation factor during the claim.

What is Zero Depreciation Cover?

To avoid the event of Depreciation, more or less all car owner wisely prefers to avail a Zero Depreciation car insurance policy. A Zero Depreciation cover is comprehensibly an appendix lid which complements the basic car insurance policy. next this codicil cover, you dont have to twist any depreciation in your insurance coverage.

With Zero Depreciation car insurance policy, perfect coverage adjoining depreciation is offered to your car. Consequentially, the insurer wont subtract the depreciation value while covering any allegation amount. Zero Depreciation lid is as a consequence termed as Nil Depreciation.

Difference along with an Insurance cover Loaded in imitation of Zero Depreciation and a normal Insurance Cover

Lets take an example to comprehend the difference:

Normal Insurance Cover:

Suppose, the overall cost of damage allied in the same way as your car is Rs. 10,000 and you have filed an insurance allegation against this amount. even though dispensation the claim, the insurer will first determine the depreciation rate united once the damaged parts and thereafter will calculate the payable allegation sum. Lets tell that the insurer calculated the depreciation rate as 20%. Therefore, the amount offered to you as allegation harmony will be Rs. 8000.

Zero Depreciation Cover:

With a Zero Depreciation car insurance policy, the depreciation value is not taken into consideration, hence, the insurer will provide the entire amount of Rs. 10,000.

Now, you infatuation to determine whether or not you infatuation a Zero depreciation codicil past your car insurance policy. Using the table below, you can check for yourself if a Zero Depreciation lid is any better than the good enough amass insurance policy. Also, accomplish keep in mind your insurance needs.

Benefits of having a Zero Depreciation Cover

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As depreciation factor is not taken into consideration during affirmation settlement, the out-of-pocket expenses are greatly reduced.

Enhances automobile insurance coverage and efficiently secures your prized possession.

Factors to declare past Buying a Zero Depreciation Cover
There are distinct things which you dependence to pronounce though buying a Zero-Dep postscript cover.

Cost of Policy As a Zero Depreciation lid offers unmovable coverage without in the same way as any depreciation, it costs slightly more than a sum up insurance policy.

Best-Suited for The Zero Depreciation cover is and no-one else applicable to supplementary cars of taking place to five years old. If your car is more than five years old, you should consult your insurer for a enjoyable course of action. For cars older than 5 years, Zero-Dep is offered but without help from offline sources.

Calculation of the Rate of Depreciation:

Now, on what basis does the insurer determine the depreciation rate? Insurance Regulatory and enhance Authority of India has intended a specific rate-chart for determining the depreciation value.

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For plastic, Nylon, and Rubber Parts 50% depreciation is to be deducted.
For Fiberglass Components 30% depreciation is deducted.
For wooden and Metallic Parts Depreciation is subtracted as per the age of the car. For a 1st year 5%, for 2nd year 10% and for that reason on.

Therefore, depending on the age of your car, the insurer calculates the depreciation value.

What is not Covered by Zero Depreciation Insurance?

Not every the repairing expenses are covered below Zero Depreciation coverage. There are determined things which are excluded. Mainly, the accessories that are not part of the agreeable product are the not included in the coverage. The insurers accomplish not complement batteries or tyres either.

Again, the mechanical breakdowns due to wear and tear are after that not covered. all insurance company has different terms and conditions. So, you must go through the policy fine print on purpose to understand the exclusions of the coverage. Where to Buy Used Cars In Nigeria
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Is Zero Depreciation cover worth it?

Its genuine that Zero depreciation cover has its advantages. though the cost united behind Zero depreciation policy is in this area 20% more than that of a suitable collection policy, it will still turns out to be a good investment.

Instead of paying a large amount out of your pocket, its greater than before to pay a tiny more subsequent to in a even though and forgetting nearly out-of-the-pocket repair costs. Zero Depreciation addition cover will get you the full value of your vehicle behind it is highly damaged or stolen. Its a wise decision to invest in a Zero Depreciation appendix cover.

Premium for Zero Depreciation Policy

As you might know by now, you will have to pay a higher premium for a Zero Depreciation cover. This premium mainly depends on the Insured avowed Value (IDV) of the car. In fact, it is the most important factor.

IDV is the maximum amount that you can claim adjoining sum damage, loss or theft of your car. Thus, the more is the IDV, the more will be the premium towards a Zero Depreciation Add-on. In general, the premium for Zero Depreciation supplement is 10 -20% more than a within acceptable limits amassed policy.

Factors Affecting the Zero-Dep Premiums
Apart from the IDV, there are some extra internal factors that greatly accomplishment the premium of this particular addition cover. Where to Buy Used Cars In Nigeria
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Age of Car – Older the car, the more is the premium. Most insurers dont give Zero Depreciation cover for cars older than five years; some have even restricted it going on to three years.

Model of the Car -There are some car models which are not covered by a Nil Depreciation policy. Consult in imitation of your insurer/agent past buying this p.s. cover.

Location – If you living in an accident-prone area, the premium towards a Zero Depreciation policy will be higher.

Who needs to buy Zero Depreciation Add-On?

Zero Depreciation cover is severely recommended for other cars. But, there are some extra cases where a Zero-Dep rider is indispensible:

People who have luxurious cars should buy a Zero Depreciation plot to avoid the tall expenses joined gone money as the cost of spare parts and the rate of depreciation of such cars is higher.

New drivers who are not well-acquainted next driving should go for Zero-Dep as their chances of meeting later an accident is higher. To cut the financial draw attention to after accidents, zero depreciation cover is a must for other drivers.

People who are full of beans in accident-prone areas should plus go for this rider cover. in the manner of this appendix cover, they can easily cover their damages without any worries. Where to Buy Used Cars In Nigeria
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If you trouble very nearly dents and bumps upon your car and want to keep it in pristine condition, then you should buy a zero depreciation add-on.

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By now, you must have realized the practical give support to of availing a zero depreciation add-on cover. Thus, check and compare online to grab the best agreement upon Zero Depreciation Rider. Also, realize not forget to renew the Zero Depreciation appendix cover all year.

source
https://www.cars.com
https://auto.ndtv.com/new-cars
https://www.carwale.com/new/